OneEMI loan
Consolidate all your loans into one to make your life easier !
Balance transfer of loans between ₹50,000 - ₹50,00,000.
Rates as low as 10.25% APR.
Consultation on OneEMI loan is free*
1 EMI for all your loans
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Personal loans between ₹50,000 - ₹50,00,000‡
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Balance transfer upto 5 loans
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Balance transfer of App loans.
Let’s remove stress from the equation
Finances can be overwhelming. We’re here to help.
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Having multiple loan EMI's can be overwhelming, Consolidating all the loans into 1 loan will solve many problems and will give room to sort out your finances.
1 EMI , 1 Loan
Instead of having multiple loans and multiple EMI's, you get to have one loan and monthly instalment . With us, you’re in control of your own money.
Take control
Our Member Advocates are here to help you succeed. No more hour-long waits or chatbots that get you nowhere - you’ll be speaking to real people who really care.
Personal support
How the OneEMI Loan works
We get to know you
We take a look at your credit, income, and savings to determine your personal loan plan. No consequences or commitments.
You choose your plan
We’ll show you multiple consolidation options including the lowest monthly payment, best rate, flexible tenure
Verify & Finalize
We finalise all the legal documents and verify your information before getting you funds to consolidate your loans into 1 Loan.
Frequently asked questions
What is OneEMI Loan ?
A OneEMI loan is a financial tool that combines multiple debts into a single loan with a potentially lower interest rate and simplified payment process. This type of loan is particularly useful for managing multiple high-interest debts like credit card balances, personal loans, and other financial obligations.
Will checking my rate hurt my credit?
Don’t worry, checking your rate will not hurt your credit. We will not be doing a hard enquiry till the application is logged in with the Banks or NBFC's.
What do I need to apply?
We’re proud to be transparent about our approval process, and we encourage you to book a call with us before you submit your application.
Qredit
FINSAMUDRA PRIVATE LIMITED,
1ST FLOOR, NO.3013/7, SIMHA ARCADE, MKK road , Bangalore
560021 ( opposite metro pillar 207 )
